Forced Arbitration — a service of Madgett Law, LLC, a Minnesota law firm. It is not a government agency, is not affiliated with the Minnesota Attorney General or any other government office, and is not a legal aid or public interest legal services organization.

Clause database · High-cost lending and debt relief

CreditRepair.com

Terms of Use

As captured on ; terms may have changed since.

Sector
High-cost lending and debt relief
Source
https://www.creditrepair.com/terms-of-use
Captured from
the company’s own page, fetched live
Captured (UTC)
SHA-256 of the bytes as served
83e0335256d9ec029f087b5a2a40e83d40cc60a7bc52e87393fd6cdbc17ee3fc
Date the document states
Last Updated July 2025

Reviewed fields

For each field: the reviewer's category, then the words of the captured document. Where the category is silent, no provision on that field was extracted from the captured text, and nothing is quoted. Every category, with its count, is listed on the data page.

Delegation clause (who decides whether the clause is enforceable)

Reviewed category: to-arbitrator-full

The arbitrator shall have authority to interpret the Website Terms, including but not limited to the authority to decide whether any claim is arbitrable under the Website Terms and to decide issues related to the scope of arbitration, the rules of arbitration, the arbitrator’s jurisdiction, and the enforceability of the Website Terms.

Consumer’s share of arbitration fees

Reviewed category: filing-fee-paid-or-reimbursed

CREDITREPAIR.COM WILL REIMBURSE YOU UP TO $300 OF YOUR ARBITRATION FILING FEE. THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION THEN IN FORCE SHALL GOVERN THE ARBITRATION

Company’s fee promise

Reviewed category: reimburses-filing-fee

CREDITREPAIR.COM WILL REIMBURSE YOU UP TO $300 OF YOUR ARBITRATION FILING FEE.

Fee or cost shifting against the consumer

Reviewed category: silent

No provision on this field was extracted from the captured text.

Pre-filing requirement

Reviewed category: silent

No provision on this field was extracted from the captured text.

Mass-arbitration terms

Reviewed category: silent

No provision on this field was extracted from the captured text.

Small-claims carve-out

Reviewed category: silent

No provision on this field was extracted from the captured text.

Opt-out

Reviewed category: silent

No provision on this field was extracted from the captured text.

Unilateral modification

Reviewed category: continued-use-is-acceptance

We may modify the Website Terms at any time. If you do not agree to the changes, you must discontinue using the Website, discontinue using CreditRepair.com’s services, rescind your request that CreditRepair.com contact you about its credit repair services before the changes take effect. Your continued use of the Website, use of CreditRepair.com’s services, request that CreditRepair.com contact you about its credit repair services after any such changes take effect constitutes your acceptance to such changes.

Scope

Reviewed category: broad-plus-survives-termination

This Website Terms of Use Agreement (“Website Terms”) is between you and CreditRepair.com, its past, present, or future parents, subsidiaries, affiliates, predecessors, assignees, successors, and their respective agents, employees, directors, officers, partners, and members (whether acting in their corporate or individual capacity) (“CreditRepair.com,” “we” or “us”) ... THIS AGREEMENT TO ARBITRATE GOVERNS ALL PAST, CURRENT AND PROSPECTIVE INTERACTIONS WITH CREDITREPAIR.COM. ... The Arbitration Clause, the obligations in the first four paragraphs of the Website Terms, and Sections 6 through 8, 11 through 15, and 17 through 20 shall survive termination of the Website Terms.

Confidentiality of the arbitration

Reviewed category: silent

No provision on this field was extracted from the captured text.

Shortened limitations period

Reviewed category: silent

No provision on this field was extracted from the captured text.

Severability if the class waiver is struck

Reviewed category: narrow-severance

In the event that any provision or covenant of the Website Terms shall be held invalid, illegal or unenforceable by a court or arbitrator of competent jurisdiction for any reason, including but not limited to the scope thereof, then such provision will be severed and replaced with a new provision that most closely reflects the original intention thereof

Counsel or representation restrictions

Reviewed category: silent

No provision on this field was extracted from the captured text.

Mass-arbitration numeric trigger

Reviewed category: no-mass-filing-terms

The reviewed data records this category without a quotation.

Read the report