As captured on ; terms may have changed since.
Reviewed fields
For each field: the reviewer's category, then the words of the captured document. Where the category is silent, no provision on that field was extracted from the captured text, and nothing is quoted. Every category, with its count, is listed on the data page.
Four exclusion labels — not-captured, incorporated-terms-not-captured, partial-capture, opt-out-referenced-terms-not-captured — are shown in every partition and excluded from every count that assumes the text was read. The test is whether the text on which the field depends was read, not whether the document is awkward.
Delegation clause (who decides whether the clause is enforceable)
Reviewed category: not-captured
Not captured: the arbitration agreement itself was not captured — shown in every partition and excluded from every count that assumes the text was read.
EACH APPLICANT WHO SUBMITS A FULL CREDIT APPLICATION WILL BE REQUIRED TO ENTER INTO A SEPARATE WAIVER OF JURY TRIAL AND ARBITRATION AGREEMENT (THE “ARBITRATION AGREEMENT”) WITH TITLEMAX AS A CONDITION TO SUBMITTING THIS CREDIT APPLICATION
Company’s fee promise
Reviewed category: not-captured
Not captured: the arbitration agreement itself was not captured — shown in every partition and excluded from every count that assumes the text was read.
EACH APPLICANT WHO SUBMITS A FULL CREDIT APPLICATION WILL BE REQUIRED TO ENTER INTO A SEPARATE WAIVER OF JURY TRIAL AND ARBITRATION AGREEMENT (THE “ARBITRATION AGREEMENT”) WITH TITLEMAX AS A CONDITION TO SUBMITTING THIS CREDIT APPLICATION
Fee or cost shifting against the consumer
Reviewed category: not-captured
Not captured: the arbitration agreement itself was not captured — shown in every partition and excluded from every count that assumes the text was read.
EACH APPLICANT WHO SUBMITS A FULL CREDIT APPLICATION WILL BE REQUIRED TO ENTER INTO A SEPARATE WAIVER OF JURY TRIAL AND ARBITRATION AGREEMENT (THE “ARBITRATION AGREEMENT”) WITH TITLEMAX AS A CONDITION TO SUBMITTING THIS CREDIT APPLICATION
Pre-filing requirement
Reviewed category: not-captured
Not captured: the arbitration agreement itself was not captured — shown in every partition and excluded from every count that assumes the text was read.
EACH APPLICANT WHO SUBMITS A FULL CREDIT APPLICATION WILL BE REQUIRED TO ENTER INTO A SEPARATE WAIVER OF JURY TRIAL AND ARBITRATION AGREEMENT (THE “ARBITRATION AGREEMENT”) WITH TITLEMAX AS A CONDITION TO SUBMITTING THIS CREDIT APPLICATION
Mass-arbitration terms
Reviewed category: not-captured
Not captured: the arbitration agreement itself was not captured — shown in every partition and excluded from every count that assumes the text was read.
EACH APPLICANT WHO SUBMITS A FULL CREDIT APPLICATION WILL BE REQUIRED TO ENTER INTO A SEPARATE WAIVER OF JURY TRIAL AND ARBITRATION AGREEMENT (THE “ARBITRATION AGREEMENT”) WITH TITLEMAX AS A CONDITION TO SUBMITTING THIS CREDIT APPLICATION
Small-claims carve-out
Reviewed category: not-captured
Not captured: the arbitration agreement itself was not captured — shown in every partition and excluded from every count that assumes the text was read.
EACH APPLICANT WHO SUBMITS A FULL CREDIT APPLICATION WILL BE REQUIRED TO ENTER INTO A SEPARATE WAIVER OF JURY TRIAL AND ARBITRATION AGREEMENT (THE “ARBITRATION AGREEMENT”) WITH TITLEMAX AS A CONDITION TO SUBMITTING THIS CREDIT APPLICATION
Opt-out
Reviewed category: opt-out-referenced-terms-not-captured
Not captured: an opt-out referred to in a notice; its terms are in an agreement not captured — shown in every partition and excluded from every count that assumes the text was read.
YOU MAY OPT-OUT OF ARBITRATION AS DESCRIBED IN THE ARBITRATION AGREEMENT.
Unilateral modification
Reviewed category: not-captured
Not captured: the arbitration agreement itself was not captured — shown in every partition and excluded from every count that assumes the text was read.
EACH APPLICANT WHO SUBMITS A FULL CREDIT APPLICATION WILL BE REQUIRED TO ENTER INTO A SEPARATE WAIVER OF JURY TRIAL AND ARBITRATION AGREEMENT (THE “ARBITRATION AGREEMENT”) WITH TITLEMAX AS A CONDITION TO SUBMITTING THIS CREDIT APPLICATION
Scope
Reviewed category: not-captured
Not captured: the arbitration agreement itself was not captured — shown in every partition and excluded from every count that assumes the text was read.
EACH APPLICANT WHO SUBMITS A FULL CREDIT APPLICATION WILL BE REQUIRED TO ENTER INTO A SEPARATE WAIVER OF JURY TRIAL AND ARBITRATION AGREEMENT (THE “ARBITRATION AGREEMENT”) WITH TITLEMAX AS A CONDITION TO SUBMITTING THIS CREDIT APPLICATION
Confidentiality of the arbitration
Reviewed category: not-captured
Not captured: the arbitration agreement itself was not captured — shown in every partition and excluded from every count that assumes the text was read.
EACH APPLICANT WHO SUBMITS A FULL CREDIT APPLICATION WILL BE REQUIRED TO ENTER INTO A SEPARATE WAIVER OF JURY TRIAL AND ARBITRATION AGREEMENT (THE “ARBITRATION AGREEMENT”) WITH TITLEMAX AS A CONDITION TO SUBMITTING THIS CREDIT APPLICATION
Shortened limitations period
Reviewed category: not-captured
Not captured: the arbitration agreement itself was not captured — shown in every partition and excluded from every count that assumes the text was read.
EACH APPLICANT WHO SUBMITS A FULL CREDIT APPLICATION WILL BE REQUIRED TO ENTER INTO A SEPARATE WAIVER OF JURY TRIAL AND ARBITRATION AGREEMENT (THE “ARBITRATION AGREEMENT”) WITH TITLEMAX AS A CONDITION TO SUBMITTING THIS CREDIT APPLICATION
Severability if the class waiver is struck
Reviewed category: not-captured
Not captured: the arbitration agreement itself was not captured — shown in every partition and excluded from every count that assumes the text was read.
EACH APPLICANT WHO SUBMITS A FULL CREDIT APPLICATION WILL BE REQUIRED TO ENTER INTO A SEPARATE WAIVER OF JURY TRIAL AND ARBITRATION AGREEMENT (THE “ARBITRATION AGREEMENT”) WITH TITLEMAX AS A CONDITION TO SUBMITTING THIS CREDIT APPLICATION
Counsel or representation restrictions
Reviewed category: not-captured
Not captured: the arbitration agreement itself was not captured — shown in every partition and excluded from every count that assumes the text was read.
EACH APPLICANT WHO SUBMITS A FULL CREDIT APPLICATION WILL BE REQUIRED TO ENTER INTO A SEPARATE WAIVER OF JURY TRIAL AND ARBITRATION AGREEMENT (THE “ARBITRATION AGREEMENT”) WITH TITLEMAX AS A CONDITION TO SUBMITTING THIS CREDIT APPLICATION
Mass-arbitration numeric trigger
Reviewed category: not-captured
Not captured: the arbitration agreement itself was not captured — shown in every partition and excluded from every count that assumes the text was read.
EACH APPLICANT WHO SUBMITS A FULL CREDIT APPLICATION WILL BE REQUIRED TO ENTER INTO A SEPARATE WAIVER OF JURY TRIAL AND ARBITRATION AGREEMENT (THE “ARBITRATION AGREEMENT”) WITH TITLEMAX AS A CONDITION TO SUBMITTING THIS CREDIT APPLICATION