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Clause database · Fintech, payments, and lending

Afterpay

Afterpay Installment Agreement

As captured on ; terms may have changed since.

Sector
Fintech, payments, and lending
Source
https://www.afterpay.com/en-US/installment-agreement
Captured from
the company’s own page, fetched live
Captured (UTC)
SHA-256 of the bytes as served
f31ff50b71a58bb3b2b85874df85308948c7fa730a9aa34d4d9769f3b2272eb2
Date the document states
Last updated November 2025

Reviewed fields

For each field: the reviewer's category, then the words of the captured document. Where the category is silent, no provision on that field was extracted from the captured text, and nothing is quoted. Every category, with its count, is listed on the data page.

Delegation clause (who decides whether the clause is enforceable)

Reviewed category: to-arbitrator-full

THE ARBITRATOR SHALL ALSO DECIDE ANY ISSUES RELATING TO THE MAKING, VALIDITY, ENFORCEMENT, OR SCOPE OF THIS ARBITRATION AGREEMENT, ARBITRABILITY, DEFENSES TO ARBITRATION INCLUDING UNCONSCIONABILITY, OR THE VALIDITY OF THE JURY TRIAL, CLASS ACTION OR REPRESENTATIVE ACTION WAIVERS (COLLECTIVELY, “ARBITRABILITY” ISSUES).

Consumer’s share of arbitration fees

Reviewed category: company-pays-part-or-on-conditions

Your arbitration fees and your share of arbitrator compensation will be governed by the AAA Rules (and, where appropriate, limited by the AAA Consumer Rules). If such costs are determined by the arbitrator to be excessive, we will pay all arbitration fees and expenses.

Company’s fee promise

Reviewed category: hardship-or-request-conditioned

If such costs are determined by the arbitrator to be excessive, we will pay all arbitration fees and expenses.

Fee or cost shifting against the consumer

Reviewed category: silent

No provision on this field was extracted from the captured text.

Pre-filing requirement

Reviewed category: mandatory-condition-precedent

you and we agree to first attempt to negotiate any Dispute (except those Disputes expressly excluded below) informally for at least thirty (30) days before initiating any arbitration or court proceeding.

Mass-arbitration terms

Reviewed category: silent

No provision on this field was extracted from the captured text.

Small-claims carve-out

Reviewed category: available-standard-carve-out

either party may assert claims, if they qualify, in small claims court in any United States county where you live or work

Opt-out

Reviewed category: general-with-window

YOU MAY OPT OUT OF ARBITRATION BY SENDING US WRITTEN NOTICE WITHIN 30 DAYS OF SIGNING THIS AGREEMENT STATING THAT YOU WISH TO “OPT OUT OF THE AGREEMENT TO ARBITRATE DISPUTES.”

Unilateral modification

Reviewed category: change-right-mechanism-unstated

You hereby waive demand, notice of non-payment, protest and all other notices or demands whatsoever, and hereby consent that without notice to and without releasing the liability of any party, the obligations evidenced by this Agreement may from time to time, in whole or part, be renewed, extended, modified, accelerated, compromised, settled, canceled or released by us.

Scope

Reviewed category: broad-reaches-affiliates-and-third-parties

You agree that this agreement to arbitrate may be enforced by us or our affiliates, subsidiaries, or parents, and each of their officers, directors, employees, and agents.

Confidentiality of the arbitration

Reviewed category: silent

No provision on this field was extracted from the captured text.

Shortened limitations period

Reviewed category: silent

No provision on this field was extracted from the captured text.

Severability if the class waiver is struck

Reviewed category: whole-clause-void-if-class-waiver-struck

If, however, the entire agreement to arbitrate or your waiver of the right to participate in class, representative or to arbitrate injunctive relief claims is unenforceable then the agreement to arbitrate shall be of no force or effect.

Counsel or representation restrictions

Reviewed category: silent

No provision on this field was extracted from the captured text.

Mass-arbitration numeric trigger

Reviewed category: no-mass-filing-terms

The reviewed data records this category without a quotation.

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