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Clause database · Fintech, payments, and lending

MoneyLion

MoneyLion Terms of Service

As captured on ; terms may have changed since.

Sector
Fintech, payments, and lending
Source
https://www.moneylion.com/terms-and-conditions/
Captured from
the company’s own page, fetched live
Captured (UTC)
SHA-256 of the bytes as served
a63a4147d874b6769a0cb0d7a7dcf7ab2608a6cf857b17c7f0a58223cb940b62
Date the document states
Updated June 2026

Reviewed fields

For each field: the reviewer's category, then the words of the captured document. Where the category is silent, no provision on that field was extracted from the captured text, and nothing is quoted. Every category, with its count, is listed on the data page.

Four exclusion labels — not-captured, incorporated-terms-not-captured, partial-capture, opt-out-referenced-terms-not-captured — are shown in every partition and excluded from every count that assumes the text was read. The test is whether the text on which the field depends was read, not whether the document is awkward.

Delegation clause (who decides whether the clause is enforceable)

Reviewed category: to-court

Any dispute that is not subject to arbitration, or any issues involving arbitrability or enforcement of any provisions under the arbitration agreement, shall be brought in the appropriate state or federal court located in New York.

Consumer’s share of arbitration fees

Reviewed category: incorporated-terms-not-captured

Not captured: the terms are in an incorporated document that was not captured — shown in every partition and excluded from every count that assumes the text was read.

By using the MoneyLion Platform or any of the Services, you agree to be bound by the Agreement for Resolving Disputes

Company’s fee promise

Reviewed category: incorporated-terms-not-captured

Not captured: the terms are in an incorporated document that was not captured — shown in every partition and excluded from every count that assumes the text was read.

By using the MoneyLion Platform or any of the Services, you agree to be bound by the Agreement for Resolving Disputes

Fee or cost shifting against the consumer

Reviewed category: incorporated-terms-not-captured

Not captured: the terms are in an incorporated document that was not captured — shown in every partition and excluded from every count that assumes the text was read.

By using the MoneyLion Platform or any of the Services, you agree to be bound by the Agreement for Resolving Disputes

Pre-filing requirement

Reviewed category: incorporated-terms-not-captured

Not captured: the terms are in an incorporated document that was not captured — shown in every partition and excluded from every count that assumes the text was read.

By using the MoneyLion Platform or any of the Services, you agree to be bound by the Agreement for Resolving Disputes

Mass-arbitration terms

Reviewed category: incorporated-terms-not-captured

Not captured: the terms are in an incorporated document that was not captured — shown in every partition and excluded from every count that assumes the text was read.

By using the MoneyLion Platform or any of the Services, you agree to be bound by the Agreement for Resolving Disputes

Small-claims carve-out

Reviewed category: incorporated-terms-not-captured

Not captured: the terms are in an incorporated document that was not captured — shown in every partition and excluded from every count that assumes the text was read.

By using the MoneyLion Platform or any of the Services, you agree to be bound by the Agreement for Resolving Disputes

Opt-out

Reviewed category: incorporated-terms-not-captured

Not captured: the terms are in an incorporated document that was not captured — shown in every partition and excluded from every count that assumes the text was read.

By using the MoneyLion Platform or any of the Services, you agree to be bound by the Agreement for Resolving Disputes

Unilateral modification

Reviewed category: notice-then-continued-use

Subject to applicable law, we may update and amend these MoneyLion Terms from time to time, in our sole discretion, including by adding, deleting or modifying terms. If the changes to these MoneyLion Terms materially modify your rights or obligations, they will be effective on the earlier of the date upon which you consent to them or thirty (30) days from the date on which we notify you of the updates. If the changes do not materially modify your rights or obligations, they will be effective when posted on any part of the MoneyLion Platform, and your continued use of the MoneyLion Platform after the posting of any changes to these MoneyLion Terms will mean that you accept and agree to the changes.

Scope

Reviewed category: incorporated-terms-not-captured

Not captured: the terms are in an incorporated document that was not captured — shown in every partition and excluded from every count that assumes the text was read.

By using the MoneyLion Platform or any of the Services, you agree to be bound by the Agreement for Resolving Disputes

Confidentiality of the arbitration

Reviewed category: incorporated-terms-not-captured

Not captured: the terms are in an incorporated document that was not captured — shown in every partition and excluded from every count that assumes the text was read.

By using the MoneyLion Platform or any of the Services, you agree to be bound by the Agreement for Resolving Disputes

Shortened limitations period

Reviewed category: incorporated-terms-not-captured

Not captured: the terms are in an incorporated document that was not captured — shown in every partition and excluded from every count that assumes the text was read.

By using the MoneyLion Platform or any of the Services, you agree to be bound by the Agreement for Resolving Disputes

Severability if the class waiver is struck

Reviewed category: incorporated-terms-not-captured

Not captured: the terms are in an incorporated document that was not captured — shown in every partition and excluded from every count that assumes the text was read.

By using the MoneyLion Platform or any of the Services, you agree to be bound by the Agreement for Resolving Disputes

Counsel or representation restrictions

Reviewed category: incorporated-terms-not-captured

Not captured: the terms are in an incorporated document that was not captured — shown in every partition and excluded from every count that assumes the text was read.

By using the MoneyLion Platform or any of the Services, you agree to be bound by the Agreement for Resolving Disputes

Mass-arbitration numeric trigger

Reviewed category: incorporated-terms-not-captured

Not captured: the terms are in an incorporated document that was not captured — shown in every partition and excluded from every count that assumes the text was read.

By using the MoneyLion Platform or any of the Services, you agree to be bound by the Agreement for Resolving Disputes

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